Many people love the holidays, but most do not like the bills that pile up after the season.  In most structured settlement transfers, the time to complete a transfer is generally between 30 and 45 days.  However, during the Holidays, the time takes a little bit longer due to the fact that many courts are closed during the week of Christmas to New Years.  For most states, with the exception of IL and FL, the time to get money from your structured settlement before the Holidays has already passed.

Now is the time to start thinking about those bills that will be coming in from all of the shopping you may have done before the Holiday season.  A transfer started now will give you just the right amount of time to get the cash you need to pay those bills, without the stress of having them carry over into the New Year.  Those who may be in NY or CA need to get started right away, as wait times for court in those states ranges 60 – 90 days!

Happy Holidays from Settlement Marketplace!

A pension is a fund set up by a company (public and private), union, and government entity including military or other organization in order to invest the financial contributions of members and employees, and pay out a retirement income when a person reaches retirement age. Readmore…

Ordinarily, when you win a judgment or settle your lawsuit, the defendant has to pay you the judgment or settlement amount in one lump-sum, structured payments over a period of time or a combination of both. Once you agree to it, you are stuck with the terms of the structured settlement. You cannot change these terms at a later date. Depending on your circumstances, a structured settlement might make sense. However, when unexpected changes in life occur and monthly payments are just not enough, it’s time to consider exchanging your future payments for a lump-sum of cash. This option will help assist you in financial situations such as:

• Managing a financial crisis and covering a sudden obligation.

• Mortgage needs, medical emergencies or debt repayment.

• Starting a business.

• Enabling children to pursue higher education.

Pre-settlement funding is not a loan. Our financial partners will offer you a cash advance pending the settlement of your case. You will have to repay this advance once your case settles. If you lose your case, you owe nothing.

Readmore…

Your dream of winning the lottery has finally become reality. After all the excitement has calmed down, it’s time to decide how you would like to receive your lottery payments. In a perfect world, the amount of money you win should be the amount you get paid upfront in cash. Unfortunately this is not the case. Readmore…

A SPIA is a single premium immediate annuity issued by an insurance company, allowing you to turn a lump sum of money into a regular payment that is guaranteed for a certain period. The payout phase of the SPIA could be as short as 5 years, or last as long as the rest of the annuitant’s life. Readmore…

Dealing with student loans, car loans and mortgages, as well as any other debts is daunting. If you can pull all those expenses together under a lower interest rate, like many ads boast, you will end up making lower payments. In addition, the idea of lumping several payments into one might appeal to you. Indeed, with this process, you are far less likely to forget to pay a bill. It seems like a win-win situation. Readmore…